Watercraft & Boat Insurance
Watercraft & Boat Insurance Information
Marine, Boat and Watercraft Insurance,/title>
<h1>Boat Insurance Fort Collins Colorado</h1>
<h2>PWC Insurance</h2>
<h3>Progressive Insurance</h3>
<img src="/img/~www.insurenortherncolorado.com/woodboat1.jpeg" style="" alt="Boat Insurance Fort Collins CO"><br>
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<h4 style="text-align: center;"><font size="6" face="Tahoma">Watercraft and Boat Insurance</font></h4>
<p style="text-align: center;"><span style="font-family: Tahoma;"><font size="4">Insurance Specialties LTD<br>
148 W Oak St<br>
Fort Collins Colorado 80524<br>
970-490-1530</font></span></p>
<p style="text-align: center;">Why do you need insurance for your boat or personal watercraft?<br>
You'll enjoy the water even more when you're not worried about the safety of yourself, your passengers or your investment. Here are a few things to consider:
</p>
<ul>
<li type="disc" style="text-align: center;">If you're in an accident or your watercraft is stolen, it costs money, often a lot of money, to fix or replace it.
</li>
<li type="disc" style="text-align: center;">If you or any passengers are injured in an accident, medical costs can be extremely expensive.
</li>
<li type="disc" style="text-align: center;">If your watercraft is responsible for damage or injury to others, you may be sued for much more than you're worth.
</li>
<li type="disc" style="text-align: center;">Your watercraft also needs protection when it's on land. Accidents can happen while towing a watercraft. </li>
</ul>
<p style="text-align: center;"><strong>Things to consider and questions to ask your agent</strong><br>
Here are a few things to consider as you prepare for the discussion:</p>
<ul>
<li type="disc" style="text-align: center;">How much can you afford to pay if your boat or personal watercraft is in an accident, damaged or stolen?
</li>
<li type="disc" style="text-align: center;">Is my boat or watercraft covered for use year-round?
</li>
<li type="disc" style="text-align: center;">What discounts and programs are available?
</li>
<li type="disc" style="text-align: center;">How much medical insurance and liability coverage is enough?
</li>
<li type="disc" style="text-align: center;">Do I have coverage if I need to have my boat towed in an emergency?
</li>
<li type="disc" style="text-align: center;">What's the process for filing and settling a claim?
</li>
<li type="disc" style="text-align: center;">Does the insurance company have a good reputation for customer service? Is it known for paying claims fairly and promptly? </li>
</ul>
<p style="text-align: center;">Home and auto insurance policies may provide limited coverage for personal watercraft. Talk to your insurance representative about coverage limits. <br>
You may want to consider purchasing a personal watercraft policy to protect yourself and your water vehicle in the event of an accident.<br>
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The personal watercraft policy can cover:</p>
<ul>
<li type="disc" style="text-align: center;">bodily injury
</li>
<li type="disc" style="text-align: center;">property damage
</li>
<li type="disc" style="text-align: center;">guest passenger liability
</li>
<li type="disc" style="text-align: center;">medical payments
</li>
<li type="disc" style="text-align: center;">theft </li>
</ul>
<p style="text-align: center;">Liability limits start at $25,000 and can be increased to $300,000<br>
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Additional coverage can also be purchased for trailers and other accessories. <br>
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You should talk to your insurance representative about the type of coverage that would best suit your needs. </p>
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