Auto Insurance Information
Low Rates on Car Insurance
Car Insurance, Fort Collins Colorado
Progressive and Safeco Insurance Agents
Property damage coverage protects you if your car damages someone
else's property, such as another car, a fence, or building front. When
choosing your property damage liability limits, you should consider
all of your assets, including your home and future earnings because if
you don't have enough coverage to protect all of your assets, those
assets could be at risk if you're liable for damages that exceed your
coverage limit. Consider having a higher limit of liability coverage –
it may help you avoid having to pay out-of-pocket after an at-fault
Uninsured / Underinsured Motorist Damage Coverage
Uninsured/underinsured motorist damage coverage may compensate you for
bodily injury and lost wages caused by an uninsured motorist, a
hit-and-run driver, a driver whose automobile insurance company is
insolvent, or a driver who has not purchased enough coverage to pay
Physical Damage Coverage
Physical damage coverage can protect your vehicle if it is damaged in
an accident (collision coverage), is damaged by something other than a
collision (comprehensive coverage) with a vehicle or object or if your
vehicle is stolen. This coverage is optional if your vehicle is paid
in full, but it is coverage you should consider if you want to fully
protect your vehicle.
Bodily Injury Liability Coverage
Bodily injury liability covers your legal liability for a covered
accident that involves injury to another person, up to the limit of
liability you select. Purchase enough coverage to protect your assets
should a claim be brought against you or if you are sued. You should
also consider purchasing an excess liability policy which may provide
additional limits of liability.
Medical Payments Coverage
Medical payments coverage can help cover all reasonable medical
expenses and funeral expenses of covered drivers and passengers after
an accident, regardless of fault. In most states, it's an optional
addition to your car insurance policy.
Transportation Expenses / Rental Coverage
Transportation expenses/rental coverage is an inexpensive option you
can add to your auto insurance policy to pay for the cost to rent a
temporary replacement vehicle or the cost of public or private
transportation if your vehicle is ever in an accident. This coverage
is available in a variety of daily limits.
When you want a car insurance quote in Fort Collins, Colorado or Northern Colorado please give us a call. Insurance Specialties LTD wants to quote your business with our many carriers. Let's be honest auto insurance is not cheap so do your homework and call an agency that has been in the market since 1989, over 30 years. You want the cheapest price and the most coverage, that is why an independent agent is the right choice. So that is the main reason we help you shop your auto insurance with many companies such as Progressive, Safeco, Hagerty, Kemper and others.
Call Insurance Specialties LTD in Fort Collins, Colorado for your free auto insurance quote today.
We can also add a SR 22 to most auto policies! If you drive for Uber or Lift, Food Delivery or other business use give us a call. We insure people with foreign/international driver's license.
We also offer Classic Car Insurance. So no matter if its 1931 or 2016 we can find the right Company just for you!
Specialty Automobile click on blue link
Auto Insurance Quote Forms
Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.
Auto Insurance Customer Service Options
Self policy service any time of the day, directly from our website. To request a policy change on your account, click any of the following policy service options below.