Insurance Specialties LTD
Insurance Specialties LTD
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    • Insurance Specialties Ltd
    • Insurance Menu
      • Car Insurance
      • Homeowner's Insurance
      • Home and Auto Bundle
      • Umbrella Insurance
      • SR22 Insurance
      • Motorcycle Insurance
      • RV Insurance
      • Boat Insurance
      • Commercial Auto Insurance
      • Colorado Insurance Blog
      • Insurance Carriers
      • Insurance Claims
      • Colorado E Bike Insurance
      • Compact Tractor Insurance
      • Community
      • Contact Page
    • Business Insurance
  • Insurance Specialties Ltd
  • Insurance Menu
    • Car Insurance
    • Homeowner's Insurance
    • Home and Auto Bundle
    • Umbrella Insurance
    • SR22 Insurance
    • Motorcycle Insurance
    • RV Insurance
    • Boat Insurance
    • Commercial Auto Insurance
    • Colorado Insurance Blog
    • Insurance Carriers
    • Insurance Claims
    • Colorado E Bike Insurance
    • Compact Tractor Insurance
    • Community
    • Contact Page
  • Business Insurance

970-490-1530

Your Local Geico, Progressive and safeco Gold Auto Agent in Fort Collins.

Your Local Geico, Progressive and safeco Gold Auto Agent in Fort Collins.Your Local Geico, Progressive and safeco Gold Auto Agent in Fort Collins.Your Local Geico, Progressive and safeco Gold Auto Agent in Fort Collins.

Affordable car insurance for CSU students" or "Auto insurance for Loveland commuters on I-25.

Get a Quote Now!

Fort Collins Car Insurance Tips

Fort Collins and Loveland are in the heart of "Hail Alley." A single spring storm can cause thousands in "total loss" damage.

  • Checklist: Do you have Comprehensive coverage with a manageable deductible?
  • Local Tip: Since we started working with Geico in 2025, we’ve helped residents find specialized glass and dent coverage that specifically addresses Colorado's severe weather patterns.

2. Wildlife & Rural Road Protection

Whether you're driving Taft Hill Road at dusk or heading toward Estes Park, wildlife collisions are a leading cause of claims in Larimer County.

  • Checklist: Confirm your policy covers Animal Strikes under Comprehensive.
  • Action: If you frequently drive the US-34 or US-287 corridors, ask us about lowering your comprehensive deductible to cover these high-risk areas.

3. The "Uninsured Neighbor" Safety Net

Nearly 17% of Colorado drivers remain uninsured. In a college town like Fort Collins with high transient populations, the risk is even higher.

  • Checklist: Do you have UM/UIM (Uninsured/Underinsured Motorist) coverage?
  • Why it matters: If you’re hit on College Ave by someone without insurance, this is the only coverage that pays for your medical bills and lost wages.

4. Commuter Coverage (I-25 & Regional)

With the ongoing expansion of I-25, "commuter creep" has increased traffic density and accident rates between Loveland and Fort Collins.

  • Checklist: Ensure your Liability Limits are higher than the state minimum (25/50/15).
  • Advice: In 2026, the cost of medical care and new vehicle tech means the state minimum of $15k for property damage won't even cover a fender bender on a modern EV. We recommend at least $100/300/100 for NoCo families.

Get a Quote

Insurance Specialties LTD your local Auto Insurance Agency

Your local Fort Collins Progressive and Safeco Gold Home and Auto Insurance Agency

Colorado sr22 insurance is available on auto and motorcycle insurance with Insurance Specialties LTD since 1989

Colorado sr22 insurance is available on auto and motorcycle insurance with Insurance Specialties LTD since 1989

At Insurance Specialties Ltd., our mission is to provide comprehensive insurance solutions tailored to your needs. We strive to ensure that our clients in Fort Collins have peace of mind knowing they are well-protected.

Colorado sr22 insurance is available on auto and motorcycle insurance with Insurance Specialties LTD since 1989

Colorado sr22 insurance is available on auto and motorcycle insurance with Insurance Specialties LTD since 1989

Colorado sr22 insurance is available on auto and motorcycle insurance with Insurance Specialties LTD since 1989

Facing the challenge of finding affordable SR22 insurance in Colorado?

An SR22 is a certificate of financial responsibility required by the state after certain driving offenses, such as a DUI or driving without insurance. It proves you have the minimum auto insurance coverage.

Insurance Specialties LTD specializes in helping high-risk drive

Facing the challenge of finding affordable SR22 insurance in Colorado?

An SR22 is a certificate of financial responsibility required by the state after certain driving offenses, such as a DUI or driving without insurance. It proves you have the minimum auto insurance coverage.

Insurance Specialties LTD specializes in helping high-risk drivers find the most competitive SR22 insurance rates in Colorado. 

Contact Insurance Specialties LTD today for a free quote and expert advice.

Call us at 970-490-1530

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Colorado Insurance Service Area

Colorado sr22 insurance is available on auto and motorcycle insurance with Insurance Specialties LTD since 1989

Colorado Insurance Service Area

Your Local Colorado Insurance Experts.

We're here for you, no matter where you are in the Centennial State. Insurance Specialties LTD is located in Fort Collins Colorado.

Visit us in Fort Collins in Midtown.

Insurance Specialties LTD., a Fort Collins Insurance Agency

Colorado Home and Auto Insurance Bundle

Colorado Home and Auto Insurance Bundle

Colorado Home and Auto Insurance Bundle

Save more by keeping it local. Our Home and Auto Bundles combine the reliability of carriers like Progressive and Travelers with the personalized care of our Fort Collins team. Ask us about our new bundling options through the 2025 Geico partnership to see how much you can save this month.

How to Bundle Home and Auto Insurance

Colorado SR 22 Insurance

Colorado Home and Auto Insurance Bundle

Colorado Home and Auto Insurance Bundle

In Colorado you might be required to file an SR22 with the state.  For example if you have dui, no insurance ticket or back child support.  We can help you file and get car or motorcycle insurance.

More on SR-22 Insurance

Colorado Homeowners Insurance

Colorado Home and Auto Insurance Bundle

Colorado Homeowners Insurance

The only way to find cheaper Colorado Home insurance is to shop around.  Insurance Specialties LTD is a great place to shop and compare.

Shop Colorado Home Insurance
1934 KB Lincoln

Colorado Car Insurance

Colorado Motorcycle Insurance

Colorado Homeowners Insurance

At Insurance Specialties Ltd., we shop your auto insurance with many carriers to help you find the most coverage for the cheapest Colorado insurance rates.

Colorado Auto Insurance
motorcycle at sunset. Fort Collins Progressive motorcycle insurance

Colorado Motorcycle Insurance

Colorado Motorcycle Insurance

Colorado Motorcycle Insurance

We offer a wide range of insurance services, including Motorcycle insurance.  We even write street bikes with great carriers such a Progressive.

Fort Collins Motorcycle Insurance

Colorado RV Insurance

Colorado Motorcycle Insurance

Colorado Motorcycle Insurance

Choosing Insurance Specialties Ltd. means choosing a partner who genuinely cares about your RV Dreams.  RV's are great for vacation and full-time travel and we insure both!

See Our Advantages for Colorado RV Insurance
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Insurance Specialties Ltd

2627 Redwing Rd, Suite 160, Fort Collins, Colorado 80526, United States

970-490-1530

Copyright © 2022 Insurance Specialties LTD - All Rights Reserved.

https://insurenortherncolorado.com/

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